DUI Auto Insurance

Welcome to our website. You will be able to find suppliers for DUI Auto Insurance as well as information you need to help save you time and money when dealing with auto insurance companies.

Ask Yourself This: How Will My Auto Insurance Company React To My DUI?

The fact is a DUI or DWI  - or "drunk driving" citations are among the most common auto-related infractions that occur. If you get one, you should know what to expect from your insurer, and how to handle it. Listed below are some answers to frequently asked questions about what happens after a DUI or DWI.

How will my auto insurance company handle my DUI?

Your motor vehicle records are checked by most insurance companies every year, on occasion records are only checked every three years, and also when you are applying for new coverage. It's because of these practices that a DUI, DWI, speeding ticket, or other infraction can go unnoticed by your insurance company.

But if they do check and find out, you will more than likely see your rates go up, and possibly have your car insurance canceled.

So what do you do if you get canceled?

I'm guessing that is why you found our page. If you get canceled you still have an option it is called DUI coverage it is also known as SR-22 coverage in some states.

What is an SR-22?

An SR-22 is a form issued by your insurance company that removes the suspension order placed by the DMV after your DUI conviction. For instance, In California, filing this form guarantees that you have at least the state-required minimum liability coverage, and that the insurer will notify the state, should your policy lapse. Other states use similar forms and impose similar requirements, and your driving record will follow you across state lines, so avoiding the SR-22 is unlikely. This form is what reactivates your suspended license.

How Long Must I Maintain the SR-22 Filing?

Under normal circumstances, the SR-22 filing period is three years, though in some cases that term may be extended.

How Long Does a DUI Stay on my Record?

While the SR-22 period elapses in three years, most of the time, your DUI conviction will be with you a while longer, for ten years, though it stops being rated for points after three. Even so, you may have continued trouble getting insurance from preferred carriers such as GEICO, Allstate and AAA with a DUI on your record.

What Is The Choice For DUI Insurance Coverage?

Where there is demand for a product like DUI auto insurance there is also smart companies that know they can a supply for those demands. Luckily for you that also breads competition and better pricing than in the past. The suppliers we have provided above are hungry for you business. Our advice is to check each one out and make sure they not only provide good pricing but also the great service you deserve.

Hope that helps!